Thursday, 21 February 2013

Avoiding Identity Theft


I worked for a number of years in a branch of the police department whose task was to track credit card fraud and identity theft. Sadly I must say that the criminals were often one step ahead of us. This is natural because we'd solve one case and be on the lookout for that type of crime without being able to anticipate the newest ways to steal identity. It wasn't our jobs to be criminals, so we sometimes had to wait for a new case to grab our immediate attention. This was especially true when dealing with the cyber criminals. As fast as technology grows is as fast this type of crime grew. In case you haven't noticed, technology is growing rapidly. Offering reliable social security theft protection these days is difficult to say the very least.

Some of the most devastating cases involved business id theft. This was a major problem that could cause a company to be ruined because criminal individual(s) were able to access a company's bank accounts. One day there were ample funds, the next day there was nothing. It simply vanished to an offshore account somewhere and we'd be tasked with finding out where it went and who was responsible. Being that a lot of this crime happens outside of our jurisdiction we are often tied to international laws and can do very little to bring criminals to justice. Also, because most people have no familiarity with cyber identity theft many are unknowingly reckless with their private information online and over the phone. Being ignorant of the possibilities is not bliss, and it can get you into serious trouble with few if any easy solutions.

Although the internet is a tool for criminals to steal your personal information, it can also be a tool for you to learn how to protect yourself. There is a lot of information available as well as advice on how to report credit card theft if it happens to you. Believe it or not, finding your credit account information online and your purchasing information is fairly easy for a tech savvy criminal. If they are able to discover your social security number or credit card account number they can cause untold devastation on your life that could last for decades. Your best bet is to become well informed and a great place to start is legal-yogi.com. They are experts at advising in this type of crime and their initial advice might sound something like this.

- Keep your private financial information protected and private. Only allow access for individuals you trust or secure agencies.
- Never give sensitive information over the phone to people you are not entirely sure of.
- Only make online payments with secure websites.

Being vigilant and mindful of your identity and how it can be used by others is the first and most important weapon. Remember that many times identity theft is done by those close to you so know who your real friends are. Visit legal-yogi to get started on your own protection plan today.

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